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Payday Loan Online
What is a loan request?
A loan request is the second and final step in finishing your Quik Payday loan process. Once you have been approved as a member, you can request your loan at any time by logging into the member section. Once you’re logged in, you can specify your loan amount and your next payday within 4-18 days. After submitting this information, you will receive a confirmation that your loan request was submitted successfully. After approval funds are usually deposited the following business day.
What is an extension?
The extension is a payment option allowing you to defer your loan amount until the following payday. This requires paying an additional extension fee on the original due date. To save you money, we only allow customers to use this option three times per loan. If an emergency arises and you are unable to repay your loan on the due date, we recommend the extension option to avoid late charges and remain in good standing with Quik Payday for future loan options. You can request an extension by entering the members section. Simply enter your next payday 4-18 days from the original due date. Make sure you receive a confirmation that your extension request was submitted successfully. .
How can I get a payday loan?
To receive a payday loan, you’ll need to complete our simple two step process.
Complete and submit a new Membership Application.
Approval is quick and easy! You’ll receive and e mail notifying you of approval or declination to our payday loan center.
Request a loan.
After receiving your membership approval, visit the Members area and request a payday loan. Here you will request your next pay day as your due date and the loan amount you desire. Upon receiving a loan approval, we’ll electronically deposit the loan amount directly into your checking account. On your due date the loan amount and finance fee will be directly withdrawn from your account.
What are the requirements for approval?
Have a current job for at least 3 consecutive months
Take home a minimum of $1000.00 monthly after taxes
Valid Checking account in your name
Current home and work phone number
What is the cost for a payday loan?
The cost of a Quikpayday loan is $20.00 per $100.00 borrowed. Please refer to our Fee Schedule for more information about loan fees and payment options.
What are my payment options?
If you don’t want QuikPayday to withdraw the amount due from your account on your next payday, you have the option of extending the payment until your next payday for an additional extension fee.
 Read more/Apply for Payday Loan Online
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DID YOU KNOW?
- Most any large city has a number of small shops offering payday loans. They’re often found in strip centers; sometimes they double as pawn shops. They have a simple business – they lend you money until your next paycheck. The system is pretty convenient; you write them a postdated check for the amount you’re borrowing plus interest. On your next payday, they cash the check and your loan is paid off. What many people who use payday loan services fail to realize is that the interest rates charged by these firms are substantial, often reaching the equivalent of four hundred percent per year! DELETE
- To get a secured loan it can take time for loan approval, as the property will be inspected and appraised. Unsecured loans such as credit cards are usually faster to acquire, however the loan approval time may include a credit check. A credit check involves a lender getting a copy of your credit report to inspect your credit history.
- All kind of loan – educational loans, auto loans, secured loans, unsecured loans, personal loans and any kind of loans – can be consolidated under debt consolidation mortgage. It is highly appropriate to adopt debt consolidation mortgage if you have numerous debts. However, a prudent step will be to understand debt consolidation if you actually want to apply for it. Debt consolidation mortgage has the capability to be turned in a way so as to allow maximum monetary benefits. Yet, one little error with debt consolidation mortgage and your situation will be back to square one.
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